What is a CG 20 10 Endorsement?
Learn why the CG 20 10 is the most widely requested Additional Insured endorsement in the construction industry.
The CG 20 10 is an official form drafted by the Insurance Services Office (ISO) that modifies a commercial general liability policy. It grants "Additional Insured" status to a third party (such as a general contractor or project owner) for liability caused by the named insured's (the subcontractor's) ongoing operations.
Automating Endorsement Extraction
When a general contractor requests a CG 20 10, the subcontractor must provide the actual endorsement schedule attached to their ACORD 25 certificate. Merely typing "GC is additional insured" into the Description of Operations box is not enough.
Checking thousands of PDFs to verify that the CG 20 10 form is present and accurately scheduled is an administrative nightmare. That's why top builders use Certificate of Insurance software like SubDoc to automatically scan and extract the CG 20 10 form, verifying ongoing operations coverage instantly using AI.
Never miss an endorsement again.
Ensure your contractors actually provide the CG 20 10.