SubDoc Compliance & Risk Knowledge Base

Contractor Compliance & COI Tracking Resource Hub

Expert guides, endorsement breakdowns, accounting payment hold workflows, and unbiased software comparisons to protect your projects from uninsured risk.

Essential Reading

Featured Compliance Masterclasses

10 min read

How to Inspect an ACORD 25 Certificate of Insurance: A Contractor's Checklist

Step-by-step checklist to inspect all 11 sections of an ACORD 25 COI, verify carrier ratings, and catch critical coverage omissions before jobsite work begins.

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9 min read

CG 20 10 vs CG 20 37: What's the Difference for Contractors?

Understand ongoing operations vs completed operations and why general contractors need CG 20 37 to protect against latent construction defects.

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10 min read

Subcontractor Insurance Audits: How Missing Coverage Records Create Financial Risk

Learn how missing subcontractor COIs cause payroll reclassifications and surprise premium adjustment invoices during annual carrier insurance audits.

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9 min read

How to Automate Subcontractor COI Tracking: A Practical 10-Step Guide

A complete operational blueprint to transition from manual spreadsheets to automated vendor portals, OCR verification, and accounting payment holds.

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15 min read

Free COI Tracking Spreadsheet Template for General Contractors (Excel)

Download our free 7-sheet COI tracking template (.xlsx) with automated compliance dashboards, 51-column master tracker, and 30/60-day expiration countdown formulas.

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8 min read

The General Contractor's Guide to Subcontractor Compliance

The complete framework for managing trade subcontractor insurance, trade licenses, safety certifications, and tax documents across commercial projects.

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7 min read

Additional Insured & Waiver of Subrogation Explained

Learn what these critical COI endorsements mean, how to verify them on an ACORD 25 form, and why missing them exposes your business to severe liability.

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7 min read

Contractor Compliance Software & Risk Management Guide (2026)

Evaluate the top contractor compliance software platforms to automate vendor onboarding, license tracking, safety inductions, and legal compliance.

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6 min read

How to Track Certificates of Insurance for Vendors & Contractors

A complete step-by-step operational guide to gathering, validating, and monitoring vendor certificates of insurance (COIs) to eliminate compliance gaps.

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Showing 29 resources
10 min read

How to Inspect an ACORD 25 Certificate of Insurance: A Contractor's Checklist

Step-by-step checklist to inspect all 11 sections of an ACORD 25 COI, verify carrier ratings, and catch critical coverage omissions before jobsite work begins.

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9 min read

CG 20 10 vs CG 20 37: What's the Difference for Contractors?

Understand ongoing operations vs completed operations and why general contractors need CG 20 37 to protect against latent construction defects.

Explore Guide
10 min read

Subcontractor Insurance Audits: How Missing Coverage Records Create Financial Risk

Learn how missing subcontractor COIs cause payroll reclassifications and surprise premium adjustment invoices during annual carrier insurance audits.

Explore Guide
9 min read

How to Automate Subcontractor COI Tracking: A Practical 10-Step Guide

A complete operational blueprint to transition from manual spreadsheets to automated vendor portals, OCR verification, and accounting payment holds.

Explore Guide
15 min read

Free COI Tracking Spreadsheet Template for General Contractors (Excel)

Download our free 7-sheet COI tracking template (.xlsx) with automated compliance dashboards, 51-column master tracker, and 30/60-day expiration countdown formulas.

Explore Guide
8 min read

The General Contractor's Guide to Subcontractor Compliance

The complete framework for managing trade subcontractor insurance, trade licenses, safety certifications, and tax documents across commercial projects.

Explore Guide
7 min read

Additional Insured & Waiver of Subrogation Explained

Learn what these critical COI endorsements mean, how to verify them on an ACORD 25 form, and why missing them exposes your business to severe liability.

Explore Guide
7 min read

Contractor Compliance Software & Risk Management Guide (2026)

Evaluate the top contractor compliance software platforms to automate vendor onboarding, license tracking, safety inductions, and legal compliance.

Explore Guide
6 min read

How to Track Certificates of Insurance for Vendors & Contractors

A complete step-by-step operational guide to gathering, validating, and monitoring vendor certificates of insurance (COIs) to eliminate compliance gaps.

Explore Guide
5 min read

Vendor Compliance Checklist for Construction & Property Teams

Verify that every contractor and vendor meets your safety regulations, insurance bounds, and tax documentation requirements before mobilization.

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6 min read

Subcontractor Onboarding Guide: Workflows & Documentation

Build a frictionless onboarding experience for your trade contractors without compromising on compliance auditing or job-site security controls.

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7 min read

Compliance Management Best Practices for General Contractors

Discover how modern operations teams use automated expiration tracking over passive file folders to protect against insurance audit penalties.

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6 min read

COI & Insurance Tracking Software Buyer's Guide

Learn how automated insurance tracking software helps general contractors collect, verify, and monitor vendor insurance compliance automatically.

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7 min read

Best Construction Document Management Software

Compare the leading construction document management software options. Learn how to centralize plans, specs, contracts, and safety certifications.

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5 min read

SubDoc vs. Google Drive: Active Verification vs. Passive Storage

Understand why shared cloud storage folders fail vendor compliance management and how automated expiration reminders protect your business.

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5 min read

SubDoc vs. Spreadsheets: Why Modern Builders Automate COIs

Learn why passive spreadsheets fail vendor compliance and how active automated expiration alerts safeguard contractor insurance thresholds.

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6 min read

SubDoc vs. myCOI: Transparent Software vs. Managed Services

Compare SubDoc's self-service, transparent pricing against myCOI's enterprise sales model. See why growing teams choose passwordless collection.

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6 min read

SubDoc vs. Illumend (formerly myCOI): 2026 Comparison

Compare SubDoc against Illumend (myCOI) for subcontractor COI tracking: self-service AI OCR speed vs enterprise demo-led managed programs.

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6 min read

SubDoc vs. TrustLayer: Self-Service vs. Enterprise Complexity

Compare SubDoc and TrustLayer for COI tracking. See why growing operations teams choose transparent subscriptions over enterprise sales contracts.

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5 min read

SubDoc vs. Billy: Construction Compliance Software Comparison

Compare SubDoc and Billy for construction insurance compliance. Evaluate AI COI tracking, endorsement checks, and payment hold workflows.

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5 min read

SubDoc vs. Jones: COI Tracking Comparison

Compare SubDoc and Jones for certificate of insurance tracking. See why teams choose transparent pricing and passwordless vendor uploads.

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6 min read

SubDoc vs. Avetta: Zero-Fee Vendor Compliance vs. Network Fees

Compare SubDoc and Avetta. See why mid-market contractors choose zero-vendor-fee software over legacy contractor fee networks.

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6 min read

SubDoc vs. ISNetworld: Modern Verification vs. Heavy Credentialing

Evaluate SubDoc and ISNetworld compliance systems. Compare costs, subcontractor membership fees, setup times, and validation workflows.

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5 min read

SubDoc vs. Certificial: Direct Magic Uploads vs. Carrier Network

Understand the tradeoffs between Certificial's carrier-network model and SubDoc's universal upload-link approach for COI compliance.

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6 min read

Billy vs. myCOI: Construction Compliance & AP Hold Comparison

Compare Billy and myCOI for subcontractor compliance. Evaluate construction payment blocks, managed review queues, and the SubDoc alternative.

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6 min read

myCOI vs. TrustLayer: Insurance Compliance Platform Comparison

Compare myCOI and TrustLayer for COI compliance. Evaluate human review services against carrier network integrations.

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6 min read

Jones vs. TrustLayer: Vendor & Insurance Compliance Comparison

Compare Jones and TrustLayer for property managers and enterprise risk teams. Evaluate real estate tenant compliance and carrier feeds.

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6 min read

Jones vs. myCOI: COI Tracking Software Comparison

Compare Jones and myCOI for commercial real estate and general contractors. Discover key differences in tenant compliance and managed review.

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6 min read

ISNetworld vs. Avetta: Contractor Safety Credentialing Comparison

Compare ISNetworld and Avetta for contractor credentialing. Evaluate RAVS safety manual audits, vendor membership fees, and the SubDoc alternative.

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Quick Reference

Key Contractor Insurance Form Codes & Definitions

Keep this glossary handy when auditing subcontractor ACORD 25 certificates and attached policy riders.

ACORD 25

Certificate of Liability Insurance

Standard 1-page document summarizing policy numbers, active dates, and limits. Confers zero legal rights on its own.

ISO CG 20 10

Additional Insured (Ongoing Operations)

Adds general contractors and owners to the sub's liability policy during active work. Terminates when work wraps up.

ISO CG 20 37

Additional Insured (Completed Operations)

Extends coverage for construction defects and property damage that emerge months or years after project completion.

ISO CG 20 01

Primary & Non-Contributory

Forces the subcontractor's insurance to pay out first on a claim without seeking financial contribution from the GC's policy.

ISO CG 24 04

Waiver of Subrogation (General Liability)

Bars the subcontractor's liability carrier from suing the general contractor or owner after settling a claim.

WC 00 03 13

Workers' Comp Waiver of Subrogation

Prevents the subcontractor's Workers' Comp insurer from filing third-party lawsuits against the GC after paying injured worker claims.

Automate Contractor COI Tracking

Automate Your Vendor Compliance in 5 Minutes

Eliminate spreadsheets and manual email follow-ups. SubDoc extracts ACORD 25 forms in 5 seconds, alerts brokers automatically, and flags payment holds with a single click.

Free Forever for up to 3 subcontractors ($0)
5-second AI OCR ACORD 25 certificate extraction
Automated 60, 30 & 15-day broker renewal emails
1-click QuickBooks & Sage payment hold export