What is Completed Operations Coverage?
Understand why tracking the CG 20 37 endorsement is critical for long-term construction liability.
Completed Operations coverage protects a contractor from third-party liability claims that arise after their work has been finished. Without it, general contractors can be held financially responsible for defective workmanship claims (like electrical fires or water damage) caused by a subcontractor months or years down the line.
Automating Endorsement Checks
Manually reading through 50-page insurance policies to verify the presence of the CG 20 37 (Completed Operations) endorsement is prone to human error. Instead, general contractors use COI tracking software like SubDoc to scan the ACORD 25 and attached endorsements using AI.
When a subcontractor uploads their documents, SubDoc's optical character recognition (OCR) instantly verifies that Completed Operations coverage is active, eliminating latent defect risks for your organization.
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See how our AI verification protects your jobsites.